The interest saved and time saved is an estimate only and is based on paying the extra monthly amount for the full term. This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term. The results from this calculator should be used as an indication only, and do not represent either a quote or pre-qualification or approval for a loan. (fixed for the life of the loan) would equate to a total repayment amount of $25,613 approximately (including a $240 establishment fee).Ĭalculators The repayment amount shown using this calculator is an estimate only. Credit provided by Latitude Financial Services Limited.Įxample: An unsecured Gem Personal Loan of $20,000 borrowed for three years with an interest rate of 15.99% p.a. Credit and lending criteria, and fees apply including a $240 establishment fee. If you choose to pay your loan off sooner, we will not charge you an early repayment fee. Your interest rate depends on your personal circumstances. Loans with a variable interest rate are subject to change throughout the duration of the loan. Gem Personal Loan *Gem Personal Loan rates range from: Variable Loans - 8.99% p.a.
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